Business Insurance: Get a Quote Today
Business insurance, also known as commercial insurance, can help protect your business from unexpected expenses related to property damage, legal liability, workers' compensation, and more. Whether you are just starting out and shopping for a small business insurance or just looking for better rates or coverage, having the right insurance policy can make all the difference when you really need it. Help protect your business against financial risk with a business insurance policy that's right for you.
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Getting business insurance can be tricky, but Freedmans Insurance is here to help. Just answer a few short questions about your business and its insurance needs so we can help find the best policy or policies for you. Or, if you already know what you need, browse our entire line of business insurance policies.
Types of Business Insurance
Freedmans Insurance offers a range of business insurance policies for almost any type of business, including liability coverage, commercial vehicle insurance, and even cyber liability. Browse our selection below to get more information about the business insurance that's right for you!
Business Owners Policy
Two coverages you need, combined in a single policy. See why businesses trust Freedmans Insurance to help them with their business insurance needs with coverage for:
- Bodily injury or property damage
- Defense costs for covered liability losses
- Business furniture and equipment
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General Liability Insurance/CGL
CGL can help cover your business while performing normal operations. Coverages include:
- Physical injury liability
- Property damage liability
- Lawsuits costs for covered losses
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Professional Liability Insurance
From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:
- Mistakes or advice your company makes in business
- Legal defense costs
- Services completed
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Workers' Compensation
This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover:
- Lost wages
- Medical expenses
- Rehabilitation expenses
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Medical Malpractice Insurance
Quick, easy, comprehensive coverage for groups and individuals working as Nurse Practitioners, Physician Assistants, Nurse Anesthetists (CRNAs), Registered Nurses, Optometrists, Physical Therapists, Yoga Instructors, Personal Trainers, Nursing Students, and other medical professionals. What's included:
- Protection against claims of negligence
- Defense counsel costs
- Professional reputation coverage
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Commercial Auto Insurance
If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if:
- The vehicle is used to transport goods or people
- The vehicle is used to perform a service
- Employees drive the vehicle
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Cyber Liability Insurance
Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information on it is stolen. To quote, call us today.
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Business Insurance: Get the answers you're looking for.
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Business insurance coverages are written through non-affiliated insurance companies and are secured through the Freedmans Insurance Group LLC.
The information you provide will be shared with our business partners so that they can return a quote.
If you choose to get a rate quote online, you will be taken to the business partner's website. The website is not owned by Freedmans Insurance Group LLC. Any information that you provide directly to business partner on its website is subject to the privacy policy posted on that website, which you should read before proceeding. Freedmans Insurance Group LLC assumes no responsibility for their privacy practices or your use of either website.